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When Legal Matters Become Personal
One of the new consumer protection laws passed by the 2024 MN Legislature, is a prohibition of reporting medical debt. This takes effect October 1. Since the law appears to be targeted toward credit reporting agencies and debt collectors, I presume that this is...
I recently had the honor of being interviewed for WCCO news regarding a recent increase in bankruptcy filings. Even though we are nowhere near the levels of filings back in 2008-2010, in fact filings dropped 40% with the onset of the pandemic, we are starting to see...
A recent post explained the public outcry as it was learned that a big medical operation in the Twin Cities was denying care to people, even kids, who had unpaid medical debt. The Attorney General got involved to investigate whether this violated certain agreements...
Most large health institutions simply take it on the chin when you don't pay. They realize that if they stopped seeing their patients, then their patients will simply go to their competitors. While there is neither a law, nor an ethical rule, requiring that they...
The Department of Justice recently adjusted the median income figures, which are effective in bankruptcy cases filed after May 15. 2023. The median income is an important figure, as debtors below that figure are almost always assured a chapter 7 discharge. For chapter...
Minn.Stat section 519.05 provides: A spouse is not liable to a creditor for any debts of the other spouse. Where husband and wife are living together, they shall be jointly and severally liable for necessary medical services that have been furnished to either spouse,...
With increased inflation, usually comes increased interest rates. Those who can least afford it, particularly credit card borrowers and people with fixed incomes, are most vulnerable to these rate changes. A recent Washington Post article mentioned that with all of...