This is a big one. 143 million people had their social security number and credit card info stolen. It is bigger than the Target breach, and while not as big as the Yahoo breach, they have a lot of your info. Nobody is immune, unless you have no credit. Even if you...
When Legal Matters Become Personal
Credit Repair
A Creditor has sued me, I answered and disputed, and nothing has happened.
This is a situation which happens with surprising frequency. Many collection law firms are merely retained by collection agencies for the purpose of collecting low hanging fruit, and when a debtor requests their day in court by serving an answer, a law firm and/or...
How will bankruptcy affect my credit rating?
That’s a great question, but the better question is, how is your credit rating right now? As a general rule, if you currently have excellent credit but just too much debt, your credit score will probably drop to 600 or so after the bankruptcy. On the other hand, if...
How do I get a free credit report?
You can get your official free credit report from www.annualcreditreport.com. You are entitled to obtain one free report from each of the three major credit bureaus on an annual basis. The one that is easiest to read is Experian. www.freecreditreport.com is actually...
How do I get a free credit report?
You can get your official free credit report from www.annualcreditreport.com . You are entitled to obtain one free report from each of the three major credit bureaus on an annual basis. The one that is easiest to read is Experian. You cannot rely on your credit report...
“How You Can Become a Credit-Score Superstar”
Article in The Wall Street Journal on 12/9/2012 You, too, can be a credit-score hotshot. Fair Isaac, creator of the commonly used FICO credit score, used to be tight-lipped about what it took to earn its best scores. But this fall, it provided some insights into...