The easy way to qualify financially for chapter 7 bankruptcy (i.e. without doing the means test) is by being under the median income. The census bureau has determined that the median income for these household sizes has increased as follows, effective cases filed on or after April 1, 2026:
One person household: (from $75,704 to $77,696))
Two person household: (from $95,807 to $98,328)
Three person household: (from $123,244 to $126,487)
Four person household: (from $146,039 to $149,882)
For each additional household member above four, add $11,100.