Call Today For Your Consultation: 763-225-9583
When Legal Matters Become Personal
Debt Management and Payments The airwaves are filled with ads touting debt settlement or debt negotiation, implying that is a better solution than bankruptcy. A credit counseling plan, also called debt consolidation, or debt management plan, typically work by a...
The Judicial Conference approved $29 filing fee increases effective June 1, 2014. The total new filing fee for each chapter will be as follows: For filing a petition under Chapter 7: from $306 to $335 For filing a petition under Chapter 13: from $281 to $310 If you...
Surprisingly, this happens with some fair frequency. Probably 80-90% of the time, a homeowner who stops making their mortgage payment can expect to receive a sheriff’s sale notice within 3-6 months of when they stop making payments. There are various reasons that some...
Many times a client who comes to us has agreed to permit a creditor to withdraw money on a monthly basis from their bank account. Once we file your bankruptcy, this should stop. If you need time to file your case, then we want to stop that pending the bankruptcy....
A discussion of the issues that arise when your client is either about to file a personal injury action, has filed a personal injury action, or recently settled a personal injury action and is contemplating bankruptcy. The discussion will include a choice of exemption...
The 2014 Attorney Leadership Conference provides an opportunity to learn helpful networking techniques that actually work while earning 3.0 CLE credits (2 are ethics). Identify the best ways to connect with potential clients and referral sources, maximize your...
The 8th Circuit of Appeals heard arguments on Wednesday March 12 in a case involving whether wholly unsecured junior second mortgages can be stripped in chapter 13 bankruptcy. A ruling will be issued “in due course,” which will likely be 1-3 months. The case is...
No. Private creditors cannot seize a federal tax refund, even if they have a judgment against you. The only creditors who can go after your tax refund are the IRS, student loans, certain other debts owed to the government, and child support. The same is true of a...
Yes, payday loans are dischargeable in chapter 7 and chapter 13 bankruptcy. A person can easily get sucked into a vicious vortex of debt, taking out one payday loan to pay off a prior one. The important thing to do, is to ensure that you have good mailing addresses,...
You can get your official free credit report from www.annualcreditreport.com. You are entitled to obtain one free report from each of the three major credit bureaus on an annual basis. The one that is easiest to read is Experian. www.freecreditreport.com is actually...