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When Legal Matters Become Personal
We frequently get calls from people asking whether we handle “business bankruptcies.” The short answer is: not really — at least not in the way most callers are imagining. Technically, our firm focuses on consumer bankruptcy. We do not handle Chapter 11 or Subchapter...
More Americans Turning to Bankruptcy as Financial Pressures Mount Recent data from Epiq AACER—an organization that tracks U.S. bankruptcy filings using federal court records—shows a clear uptick in both consumer and business bankruptcies, signaling growing financial...
In a major shift affecting millions of Americans with unpaid federal student loans, the U.S. Department of Education has announced that it will begin garnishing wages of borrowers in default starting early January 2026. This action resumes a collection practice...
Recent data shows that more Americans are struggling to keep up with their debts—and they’re increasingly turning to online searches for help. In fact, Google searches for “bankruptcy lawyer” in the United States have reached their highest level on record, surpassing...
Financial stress doesn’t show up overnight—it builds slowly, often hiding behind life events none of us can plan for. A job loss, medical emergency, divorce, or sudden drop in income can turn manageable bills into overwhelming debt in a matter of months. Many people...
Do you ever get a text that’s a wrong number, with a strange message? You should block & delete. It is likely part of a scam called "pig butchering" where criminals "fatten" a victim with false attention and fake returns before "slaughtering" them by stealing all...
One of the biggest fears people have when considering bankruptcy is the thought of losing their home. But in Minnesota, that fear is often based on misinformation. Under Minnesota law, you may be able to protect over $500,000 in home equity when filing for bankruptcy....
SeaQuest Holdings, an Idaho-based company operating interactive aquariums in shopping malls, has filed for bankruptcy protection and is seeking to expedite the sale of its assets to Z&A Management LLC for $80,000. The company, which has faced allegations of animal...
A recent Star Tribune article indicates that Americans put on an average of $1200 of new debt during the holiday season, and offered suggestions on getting out of debt, including the so-called “snowball” or “avalanche” approach. I recently had a client whose parents...
The easy way to qualify financially for chapter 7 bankruptcy (i.e. without doing the means test) is by being under the median income. Other than a household of 3, all figures decreased slightly. The census bureau has determined that the median income for these...