A bankruptcy filing stops collection, and the discharge makes judgments void, but they will stay on your credit report for 10 years from when the judgment was entered. There is an additional procedure you can go through under state law, after your bankruptcy discharge goes through, to get the judgments deemed discharge, i.e. basically the same as if they were satisfied, which should help improve your credit score. It is not that complicated to do so, and we give you the instructions on doing it after you get your discharge.