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When Legal Matters Become Personal

FAQ’s

What are my options on my second mortgage?

What Are My Options On My Second Mortgage? I will start out with a very simple premise for my Chapter 7 and Chapter 13 clients, which I call the 10-word rule: If you want to keep your house, make the payments. (Same rule applies for cars). The 10-word rule covers 95%...

What are my options on my second mortgage?

I will start out with a very simple premise for my Chapter 7 and Chapter 13 clients, which I call the 10-word rule: If you want to keep your house, make the payments. (Same rule applies for cars). The 10-word rule covers 95% of what you need to know. The other 5% is...

Divorce or bankruptcy. What should I do first?

A common question indeed, although there is not a one-size-fits-all answer. I have lectured on this topic several times among my colleagues. As a general rule, if there are joint debts, a spirit of cooperation and a joint goal in getting those debts wiped out, it...

Can I keep my tax refund?

The quick answer is that you can almost always protect your tax refund. There are several different scenarios at play, so first, it is best to understand your rights outside of bankruptcy, and then I will address what happens to your tax refund when you file...

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