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When Legal Matters Become Personal
In 2024, Minnesota became one of the first states in the nation to make personal finance coursework a mandatory requirement for high school graduation — a major step toward teaching young people how to manage money, avoid overwhelming debt, and build financial...
The United States Trustee Program (USTP) has just announced that it will resume audits of consumer bankruptcy cases beginning February 20, 2026. This move affects individuals filing Chapter 7 and Chapter 13 bankruptcies and marks a change from the temporary suspension...
One of the most common fears I hear from people considering bankruptcy is this: “Will I still be able to rent an apartment?” It’s an understandable concern. Housing is essential, and the idea that filing bankruptcy could close doors to safe, stable housing feels...
After bankruptcy (especially Chapter 7), your personal liability for a mortgage is typically discharged, meaning lenders usually stop reporting payments because they can't pursue you for a deficiency, showing a $0 balance and "discharged" status instead; however, if...
Sometimes people don't qualify for bankruptcy, don't need to, want to or aren't able to afford to, file bankruptcy. There are alternatives, including debt settlement, payment plans, chapter 13, or just asserting your state law writes outside of bankruptcy. But...
We frequently get calls from people asking whether we handle “business bankruptcies.” The short answer is: not really — at least not in the way most callers are imagining. Technically, our firm focuses on consumer bankruptcy. We do not handle Chapter 11 or Subchapter...
Divorce is a ten billion-dollar-a-year industry. And that's without renting a hall, hiring a band or throwing bouquets. Even without the cake that's a lot of dough. If you're lucky enough to get into this racket, you can make a fortune manipulating the laws and...
More Americans Turning to Bankruptcy as Financial Pressures Mount Recent data from Epiq AACER—an organization that tracks U.S. bankruptcy filings using federal court records—shows a clear uptick in both consumer and business bankruptcies, signaling growing financial...
One of the most common — and understandable — concerns people have before filing bankruptcy is whether it will affect their relationship with their doctor, dentist, or other medical provider. The short answer is usually yes, you can continue seeing your doctor after...
In a major shift affecting millions of Americans with unpaid federal student loans, the U.S. Department of Education has announced that it will begin garnishing wages of borrowers in default starting early January 2026. This action resumes a collection practice...