The easy way to qualify financially for chapter 7 bankruptcy (i.e. without doing the means test) is by being under the median income. The census bureau has determined that the median income for these household sizes has increased as follows, effective cases filed on or after April 1, 2025:
One person household: (from $71,961 to $74,083)
Two person household: (from $92,245 to $94,966)
Three person household: (from $119,809 to $123,343)
Four person household: ($140,800 to $144,953)
For each additional household member above four, add $11,100.