I’ve Been Served A Summons. What Should I Do?

This usually means that you are getting toward the end of the collection cycle, you have not had the money to pay your unsecured bills for at least a year, your credit is probably shot and it is probably time to call me. You have 20 days to serve a written response, called an answer, to the summons or else they may immediately place a judgment against you, levy your bank account and garnish your wages. If you are within the 20-day time frame, we can serve an answer on your behalf, which can give us time to look into the validity of the claim and get you breathing room so you can get your affairs in order for a possible bankruptcy filing. Many other bankruptcy law firms will not do an answer on your behalf because it is too much extra work; it does make me your attorney of record in a state court proceeding. This is just one example out of many of how my staff and I go the extra mile to use all options at our disposal to help our clients.