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How do I get a free credit report?

You can get your official free credit report from www.annualcreditreport.com. You are entitled to obtain one free report from each of the three major credit bureaus on an annual basis. The one that is easiest to read is Experian.  www.freecreditreport.com…
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How do I get a free credit report?

You can get your official free credit report from www.annualcreditreport.com . You are entitled to obtain one free report from each of the three major credit bureaus on an annual basis. The one that is easiest to read is Experian. You cannot…

Bankruptcy Petition Preparer Continues to Defy Court Order

In a prior blog post, I mentioned Judge Kishel's order shutting down bankruptcy petition preparer Ed Jonak, who does business under a variety of aliases, including Affordable Law Center, Affordable Court Services, Action Plan Rx, Christian Discount…

What happens at a Creditor’s meeting?

After your bankruptcy case is filed, you will need to make one appearance at what is called a meeting of creditors, or 341 meeting. This is supposed to be within 20-40 days after filing, and while it’s usually pretty close to about a month,…
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Can I get arrested (or go to jail) for failing to pay a debt?

No. Minnesota outlawed "debtor's prisons" in the State Constitution (article 1, section 12) 150 years ago. Courts have since carved out an exception for child support and spousal maintenance, reasoning that those are not debts. It is illegal…